GETTING THE BEST OUT OF UNISAVER

This seminar is for people already enrolled in UniSaver. We look at why the scheme is so good, what types of invests you can be in, and help you decide which fund is best for you. You can easily move if you’re currently in the wrong one. We then consider how you can make the most of features of the scheme, and compare UniSaver with KiwiSaver. Hint: UniSaver wins! We also look at how to boost your saving, and consider whether you should instead put extra savings into reducing your debts, including your mortgage. Finally we look at how UniSaver works after you retire.

1. Why UniSaver is so good

2. What you can invest in

3. Which fund for you?

4. Making the most of the scheme

5. Comparison with KiwiSaver

6. How to boost your savings

7. What to tackle first – debt, mortgage, UniSaver, other saving?

8. Down the track

Mary Holm is the author of six books on personal finance, including the bestselling Rich Enough? A Laid-Back Guide for Every Kiwi (2018). She is a Qantas Media Award-winning columnist known for her personal finance column in the Weekend Herald and regular appearances on National Radio. Mary is a director of Financial Services Complaints Limited (FSCL) and a former director of the Financial Markets Authority.

https://maryholm.com/